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Supplemental Insurance
Bridge the Gaps in Your Health Coverage.
Your primary health insurance is essential, but it doesn't cover everything. Supplemental plans provide an extra layer of financial protection to help you pay for out-of-pocket costs when you face an unexpected illness or injury.
Our Supplemental Insurance Options
Choose from our range of supplemental insurance products designed to support your financial security during life’s unexpected challenges.
Hospital Indemnity Insurance
Pays a fixed cash benefit for each day you are in the hospital. This helps cover costs that your primary insurance may not, like private room fees or transportation for your family.
Critical Illness Insurance
Provides a lump-sum cash payment if you are diagnosed with a major covered illness, such as a heart attack, stroke, or cancer. This helps you manage costs while you recover.
Accident Insurance
Helps pay for medical and out-of-pocket costs that you may face after an accidental injury. This includes emergency treatment, hospital stays, and follow-up care.
Disability Insurance
Replaces a portion of your income if you become disabled and are unable to work. This ensures you can continue to pay your bills and support your family.
Dental & Vision Insurance
Get coverage for routine and major dental and vision care that most standard health plans don’t include from cleanings and fillings to glasses and contacts.
Hospital Indemnity Insurance
This insurance plan provides a fixed cash benefit for each day you are admitted to the hospital. It is designed to help with expenses that your primary health insurance may not fully cover. These may include private room charges, meals, or transportation costs for your family. The money can be used however you choose, giving you more control and flexibility during recovery. Overall, it offers extra financial support and peace of mind in a difficult time.
Critical Illness Insurance
This insurance provides a lump-sum cash payment if you're diagnosed with a major covered illness like heart attack, stroke, or cancer. The payout is made directly to you, not the hospital or doctor. You can use this money for treatment, daily expenses, or any other needs during recovery. It helps ease the financial stress that often comes with serious health conditions. Overall, it offers crucial support when you need it most.
Accidental Insurance
This insurance helps cover medical and out-of-pocket expenses you may face after an accidental injury. It includes costs for emergency room visits, hospital stays, and follow-up care. Whether it’s medication, tests, or physical therapy, the plan helps ease your financial burden. You get support for both immediate and ongoing medical needs. It ensures you can focus on recovery without worrying about unexpected bills.
Disability Insurance
This insurance replaces part of your income if you become disabled and unable to work due to illness or injury. It provides financial support to help you cover everyday living expenses like bills, rent, or groceries. By receiving this benefit, you can focus on your recovery without worrying about lost wages. It helps maintain your family’s financial stability during difficult times. Overall, it offers peace of mind when you need it most.
Dental & Vision Insurance
This coverage helps pay for routine and major dental and vision care that standard health plans often exclude. It includes services like teeth cleanings, fillings, and other dental treatments. For vision, it covers exams, glasses, and contact lenses. With this plan, you can maintain your oral and eye health without worrying about extra costs. It ensures you get the care you need beyond basic medical insurance.
Protecting Your Health & Your Savings
An unexpected medical event shouldn't lead to financial disaster. Supplemental insurance is designed to protect your hard-earned savings and provide peace of mind.
Protect Your Financial Shield
Safeguard your savings from being wiped out by high deductibles, co-pays, and other unexpected costs.
Focus on Recovery, Not Bills
With financial stress reduced, you can concentrate on getting better and returning to your normal life.
Your Backup Plan
When life throws you the unexpected, supplemental insurance is your safety net.
Cash Benefits Direct to You
Protection Beyond Basic Coverage
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